New article: Digital CCS in Brazil

Mumbuca e-dinheiro and the challenges of requirements, codes and data digital community currency governance

Luiz Arthur S. Faria*, Fernando G. Severo**, Henrique L. Cukierman***, Eduardo H. Diniz****

*Fundação Getúlio Vargas and Universidade Federal do Rio de Janeiro, Brazil,

** Universidade Federal do Rio de Janeiro, Brazil,

*** Universidade Federal do Rio de Janeiro, Brazil,

****Fundação Getúlio Vargas, Brazil,


This paper discusses the governance process of digital complementary currencies (DCCs). Our reflections are based on contributions from fields such as the anthropology of economy and currencies, especially from the perspective of monetary plurality and governance of commons, and also on concepts developed in the field of Science and Technology Studies (STS). The research effort accompanies the material changes of the Mumbuca DCC (Maricá, Rio de Janeiro, Brazil), connected to the Brazilian Network of Community Development Banks (CDBs), which has accumulated more than one hundred experiences since 1998. We use three different approaches to investigate the Mumbuca digital platform: the processes related to the requirements of the digital platforms adopted, the tensions concerning its closed architecture model and finally the currency circulation data – now digital, and relatively traceable. The paper explores the impossibility to dissociate, on the one hand, the ‘social practices’ enunciated by the communities related to the local currency proposals (and connected to the idea of money as a commons) and, on the other, the materialities present in digitalization processes. Finally, calling for a sociotechnical approach, it outlines some of the challenges faced by the CDBs Network, towards treating the DCC as a commons.


Digital community currencies; Social currencies; Commons; Governance

Article Faria et al.

To cite this article: Faria, L., Severo, F., Cukierman, H. and Diniz, E. (2020) ‘Mumbuca E-dinheiro and the challenges of a digital community currency governance: requirements, codes and data’ International Journal of Community Currency Research Volume 24 (Summer 2020) 77-88;; ISSN 1325-9547; DOI

A digital community bank: mapping negotiation mechanisms in its consolidation as an alternative to commercial banks

Eurídice Gomes da Silva Hernandes*, Erica Souza Siqueira**, Eduardo Henrique Diniz**, Marlei Pozzebon***

* EAESP/ Fundação Getúlio Vargas, Brasil. Email:

** EAESP/ Fundação Getúlio Vargas, Brazil. 

*** HEC Montréal; Canada & EAESP/ Fundação Getúlio Vargas; Brazil


This paper aims to map the negotiation mechanisms used by Banco Palmas in order to make Palmas Digital possible as a community digital bank in the Conjunto Palmeiras’ neighbourhood, state of Ceará, Brazil. Palmas Digital represents an alternative way to offer financial services in a network of community banks that was enabled by a digital payment platform called e-Dinheiro. Using a multilevel framework model proposed in Pozzebon & Diniz (2012), we seek to understand the interplay between different actors and technological artefacts in order to understand the “technology-in-practice”, concept defined by Orlikowski (2000). The multilevel framework model was built to understand social consequences of information and communication technologies (ICT) interactions at a community level.

Article Gomes da Silva et al

To cite this article: Gomes da Silva Hernandes, E., E. Souza Siqueira, E. Henrique Diniz, M. Pozzebon (2018) ‘A digital community bank: mapping negotiation mechanisms in its consolidation as an alternative to commercial banks’ International Journal of Community Currency Research 2018 Volume 22 (Summer) 56-70 <> ISSN 1325-9547. DOI